Bodily Injury
Physical pain, illness or any impairment of physical condition.

Claim
A cause of action; demand for money or property.

Costs
An allowance, made to the successful party (and recoverable from the losing party), for the expenses in prosecuting or defending an action.

Defamation
An intentional false communication either published or publicly spoken, that injures anotherís reputation or good name.

Disfigurement
To be deformed in some manner; injury which impairs the appearance of a person or thing.

Duty
An obligation that one has by law or contract.

Encumbrance
A claim, lien, charge, or liability attached to and binding real property.

Expert Witness
One who by reason of education or specialized experience possesses superior knowledge in a particular subject.

Fraud
An intentional abuse of truth; a false representation of a matter of fact intended to deceive a person.

Impairment
To diminish in quality.

Libel
A method of defamation expressed by print, writing, or pictures; a publication that injures the reputation of another.

Lien
A claim, encumbrance, or charge on property for payment of some debt, obligation or duty. Right to retain property for payment of debt or demand.

Negligence
The failure to use care as a reasonably prudent and careful person would user under similar circumstances.

Personal Injury
A hurt or damage done to a person, such as cut or bruise, a broken limb. In workerís compensation acts, a personal injury means any harm or damage to the health of an employee, however caused, whether by accident, disease, or otherwise, which occurs in the course of and out of his employment, and incapacitates him in whole or in part.

Real Property
Land or generally whatever is erected or growing upon it or attached to it.

Serious Bodily Injury
Bodily injury which creates a substantial risk of death or which causes serious, permanent disfigurement, or impairment of the function of the body.

Settlement
An agreement between persons concerning their dealings or difficulties; an agreement by which parties having disputed matters between them reach or ascertain what is coming form one to the other.

Slander
Abusive language, accusation, character assassination; the speaking of false and malicious words concerning another, whereby injury results to a personís reputation.

Uninsured Motorist Coverage
Insurance coverage carried by the first party against bodily injury inflicted by an uninsured motorist, after the liability of the uninsured motorist for the injury has been established.